Life Insurance: Life insurance can be an effective way to help protect your family's lifestyle and future. In addition, the cash value in a whole life insurance policy can be accessed via policy loans and withdrawals can be used to help you supplement your retirement income when your protection needs decrease*. This cash value can also be accessed and used for other major life events and can play an important part in estate planning, business succession, or charitable giving plans*.

Retirement Income: Preparing for retirement is easier with the help of our guaranteed^ lifetime income annuity products. You can select an immediate annuity that pays income right away, or a tax-deferred fixed annuity that allows you to set aside money until you need it.1 Either way, you will be assured a steady, dependable source of income for life.

Investments# - We offer products and srvices to help you develop a sound, long-term investment strategy.  You can choose from over 2500 mutual funds including self directed tax deferred Individual Retirement Accounts (IRAs). We also offer products to fund plans for companies of all sizes ranging from SIMPLE IRAs to full service defined contributuion and defined benefit plans.

Long-Term Care Insurance: Going through life may require a little help along the way. So if you're planning ahead, long-term care insurance may help protect you or a family member's future plans and help preserve the assets you've worked so hard to build.

Other Products: We have established relationships with other companies, and can supply you with information on disability income insurance.2

To learn more about our products and services, please feel free to give me a call at 619-350-3600. I'll be happy to answer all your questions.

*Policy loans will accrue interest daily. Any outstanding loans plus interest will reduce the available cash surrender value and death benefit of the policy. Any loan interest that you do not pay will be added to the policy's outstanding loan principal and will also accrue interest daily.#aOffered by NYLIFE Securities LLC (member FINRA/SIPC) a Licensed Insurance Agency and a New York Life company.^Guarantees are backed by the claims paying ability of the issuer.1. Early withdrawals may incur charges.  In addition to paying income taxes that may be due, distributions from annuities before age 59 1/2 may also be subject to a 10% federal tax bracket. 2Products available through one or more carriers not affiliated with New York Life; dependent on carrier authorization and product availability in your state or locality.