Areas of Expertise

At Eagle Strategies, we offer an objective approach to financial advice. Working closely with you and your other advisers, we can develop a customized strategy to address many areas, including the following: Retirement Planning, Insurance Planning, Investment Planning, Education Planning, Business and Estate Planning, and Charitable Planning.

The solutions we recommend and the strategies you decide to implement will depend on your personal circumstances and objectives.

 

Retirement Planning

The amount of money you will need in retirement depends upon a number of variables, including the age you plan to retire, your desired retirement lifestyle, how long you expect to live, and the rate of return that you expect to earn on your investments.

Social Security and employer-sponsored pension plans will likely provide a smaller percentage of your retirement income than they provided for your parents' retirement income. By using your money more efficiently, we hope to improve the quality of your retirement.

We can help you determine which strategies make the most sense given your retirement objectives.

 

Insurance Planning

A sound financial plan must address the insurance coverages you, your spouse and family members may require.

  • Life insurance can be used to pay for funeral expenses, repay outstanding debts, provide living expenses for surviving family members, and make charitable donations. It can also be used to cover estate taxes and probate fees to enable your estate to be distributed in the most appropriate manner.

  • Disability income insurance* can help partially replace income if you are unable to work because of illness or accident. In terms of its financial effect on theyour family, long-term disability can be just as severe as death. Disability income protection can come from several sources: social insurance programs, employer-provided benefits, and individually purchased policies.

  • Guaranted** Retirement Income 

*Products available through one or more carriers not affiliated with New York Life, dependent on carrier authorization and product availability in your state or locality. ** All guarantees based on the claims paying ability of the issuer.

 

Investment Planning

In today's challenging investment environment, there are no simple solutions. Success is achieved through a well-conceived investment strategy.


However, with over 22,000 entities that can call themselves money managers and over 10,000 mutual funds to choose from, creating an effective strategy can be a labor-intensive, time-consuming process. Through our relationships with independent, top-tier investment firms, we can help simplify the process.

Through our various investment programs—ranging from separately-managed portfolios of stocks and bonds to mutual fund accounts—we can personalize your investment portfolio.

 

Business and Estate Planning

As an Eagle Strategies Financial Adviser, I have access to the Advanced Planning Group - a premier planning team of New York Life Insurance Company with expertise in law, accounting, and insurance — who can assist you with your business and estate planning needs.

To learn more about these services, please click here to visit the Advanced Planning Group's website.

Neither New York Life nor Eagle Strategies or any of their representatives provides legal or tax advice.


Business Planning

For most small business owners, their business lives and personal lives are inseparable. The financial planning process helps business owners manage both business and personal concerns so that they can achieve their goals and dreams.

A personalized financial plan can help you, the small business owner, address concerns such as:

  • Protecting your business assets

  • Ensuring the continuation and succession of your business

  • Promoting, recruiting, retaining, and rewarding your key employees

  • Maximizing your compensation benefits

  • Ensuring your beneficiaries are treated fairly

Estate Planning

What you value may be more important than what you own. To follow through on your commitments -- to yourself, your family, and your ideals -- you need to think ahead. A personalized estate plan is important in helping to protect your family and your legacy.

A well-constructed strategy can help address your specific estate planning needs including:
  • Minimizing income and estate taxes
  • Transferring wealth from one generation to the next
  • Developing charitable gifting strategies
  • Aligning existing portfolios and retirement accounts with your estate plan

Education Planning

Education planning for your children can be a major financial consideration, so planning early allows you to take advantage of the time value of money and help minimize the savings requirement.

You should consider one or more of the following strategies when trying to maximize your college planning:

  • Prioritizing your education objective with your insurance needs, retirement needs, major purchases, and current income needs

  • Developing an effective savings strategy that considers asset allocation and takes advantage of education plans

  • Considering the various education funding options -- Financial Aid, loans, Qualified State Tuition Plans (also known as 529 Plans#), Uniform Transfer to Minor Accounts (UTMA) / Uniform Gifts to Minor Accounts (UGMA), Coverdell Educational savings accounts and prepaid tuition plans

  • Ensuring college expenses are realistically calculated and include tuition, room and board and living expenses. There are many factors to consider such as the inflation rate for the rising cost of tuition, whether your child will attend post-graduate studies and whether your is likely to receive scholarships or financial aid.