The Process
The Financial Junk Drawer
Most people have a drawer in their kitchen with a few keys, some recipes, coupons, a scissors, and a piece of string. This is called the junk drawer.
Many people also have a financial junk drawer. They buy a house with a mortgage and put the information in the drawer. Then, they have to get homeowners’ insurance, and that information also goes in the drawer. Employee benefits, retirement plans, investments, and insurance information all get added to the drawer.
While most of these decisions were appropriate at the time, they may not have been reviewed in years. Never has everything been taken out of the drawer to make sure that financial products and strategies are coordinated.
It All Starts With where you are right now.
When we begin, it is important to spend time together for us to understand exactly where you are financially. Proper advice starts with taking an in-depth look at where you are today to create an analysis of what may be possible for your financial future.
And because we know your objectives may change over time, we approach financial advice as a dynamic, ongoing process that takes into account your personal circumstances, changes in the tax laws, and changes in the marketplace. We can design strategies that evolve with you and result in a well-coordinated series of recommendations that can be easily implemented.
The Process
- Collect comprehensive data through document review and client interviews
- Lay out all financial decisions on a one-page model that is easy to understand
- Work together to develop strategies to help build wealth, minimize taxes, and increase benefits.
|
